Covertime | Drive away insurance | Driveaway car cover

Drive away insurance

Cover in no time

Why choose Covertime?

Do everything online

Insure only for the time you need

Comprehensive cover

Docs available immediately after purchase

Protect existing No Claims Discount

Cover from one hour to 28 days

Get on the road in minutes

Quick and flexible

What is drive away insurance?

Drive away insurance cover can be super useful when purchasing a new car. You may need temporary drive away cover to get home from the dealership, showroom or a private seller, depending on where you’re purchasing your new car from.

It allows you to drive away your new car, fully insured. Perhaps you need to speak to your annual insurance company to make a Mid Term Adjustment (MTA), or maybe you need new quotes from a new provider and you want the time to find the best deal, not rush it from the showroom forecourt.

Occasionally, you might even find that your existing insurer won't insure your new car as their underwriting criteria doesn’t allow it. This is when drive away insurance can be very useful.

With temporary drive away insurance, you can take your new car home even if you don't have an annual car insurance policy in place yet. This gives you complete peace of mind, knowing your car is insured while you take your time to find the best longer term insurance options.

Drive away insurance is convenient if you simply need an hour or two to get your vehicle home, or if you want a few hours, days or weeks to get your insurance admin in order then it will come in handy for that purpose too.

With Covertime’s drive away insurance, you can select the exact amount of time you need to get your new or used car home, or a little longer to sort out your longer-term solution when you have time.

Driving a recently purchased car home

Bringing a car home for someone else

Driving a new car back from a dealership

Buying time to sort an annual policy

Our drive away policies are Comprehensive

What is covered?

Damage to the car you're driving

Theft or attempted theft

Fire damage

Third party: damage to other vehicles / property / injury to others

What isn't covered?

More than one driver on a temporary policy

Delivery, courier or taxi work

Theft or damage due to neglect; such as leaving the car unlocked

Wear and tear

How to get drive away insurance

Getting drive away car insurance is easy!

When you need a drive away insurance quote, you might be waiting to drive your new car home, so you'll want it quick and simple. With our straightforward quote process, you can get a drive away quote in a couple of minutes and be on the road sharpish...

Just let us know the new vehicle reg and a few details about yourself

Then we need to know when you need the cover and how long for

Get your quote, check the terms, choose how you want to pay and you're off!

Who needs drive away insurance?

Drive away insurance is suitable for drivers who have just bought a new car and want to drive it home, without having to set up an annual policy immediately.

You may want some time to look around and find the best annual car insurance deal or perhaps you’ve just not had time to obtain annual quotes yet.

You may have purchased a new car from a dealership, a private listing from Autotrader or even at an auction. Wherever you got your new or used car from, you’ll need insurance to drive it home to avoid a fine and / or licence points, as driving without insurance is illegal, no matter what the reason!

Drive away is perfect for those who might be picking up a new car for someone else; a daughter, son or another family member who don’t need an annual policy on the new car themselves. This is a great reason to purchase a temporary drive away policy from Covertime to get the car home to your loved one.

If you're in need of drive away cover, you could already have an annual policy in existence and need to swap the insurance over with your existing provider, but you haven’t got round to it yet.

Drive away insurance can also be used to wait until the end of your existing annual car insurance policy. It can enable you to avoid common insurance fees such as a Mid Term Adjustment (MTA) fee for making a change part way through your 12 month car insurance contract.

You may wish to see out the end of your existing annual policy to avoid a cancellation fee, but remember you must cancel the existing insurance if you've sold the car.

You may have had a quote from your insurer to change your car part way through your annual policy and it’s too high – or maybe your existing insurer doesn’t have the appetite to cover your new car.

Any of the above reasons are a perfect opportunity to give drive away insurance a whirl and see how handy and flexible the world of temporary car insurance be.

Who is drive away car cover suitable for?

Personal use

Ages 21-74

Full UK licence holders

Vehicle value from £1,500 to £50,000

*Other terms and conditions apply.

How much does drive away insurance cost?

Drive away insurance really doesn’t need to break the bank. You can insure your new car for a short period of period, for as little as an hour to simply get the new car home.

The cost of your drive away insurance will depend on a few factors, about you, your car, when you need it to start and how long you need the drive away insurance to last.

The quote process is extremely quick and will only need a few details, these are then used to calculate your drive away insurance premium:

- How long you need it for: The length of time you need insurance will impact the price. Longer periods of cover will usually cost more.

- Your new car: The make, model, power and cost of the car you want to insure could affect the cost of your drive away insurance.

- You and your licence: Your driving experience will also play a factor in your drive away insurance premium.

How can you get the cheapest driveaway insurance?

To get the cheapest drive away car insurance make sure you only purchase cover for the exact amount of time you need.

Drive away insurance allows you to insure yourself at the exact time you need to start driving and set it to end when you need it to.

By only insuring yourself on your new car for the time you need to drive it home from where you purchased it, you can keep your short term drive away cover costs to a minimum.

Choose from as little as one hour all the way up to 28 days from when you drive your new or used car purchase home. When getting a quote, you can use the slider to change your duration to make sure you’re getting the best value for the time on cover you need.