Hourly van insurance
Cover in no time
Takes less than 60 seconds!
Why choose Covertime?
Comprehensive van cover
Docs available immediately after purchase
Quick and flexible
Cover from one hour to 28 days
Protect existing No Claims Discount
Do everything online
Insure only for the time you need
Get on the road in minutes
What is hourly van insurance?
Need to insure a van by the hour? Say no more..
You can get a quote for temporary van insurance by the hour in minutes online.
A van is super handy to have around, but sometimes you might just need to borrow a van for a few hours at a time, and that's where a temporary van insurance policy could be a smart and simple solution.
You only pay for the time you need, with no long term commitments, plus if you're in a hurry, cover can start right away! If you know you're going to need the cover in advance you can select the exact date and time up to 30 days in the future.
Our hourly van insurance is comprehensive so it will cover the van you are using, as well as damage or injury to other people, vehicles and property - sounds good right?
There are many situations where a temporary van insurance policy could be helpful:
Picking up a larger marketplace purchase
Driving a friend's or family member's van
Test driving a new van before you buy it
Moving house or helping someone else move
Driving a new van home before you arrange an annual policy
Business use including carriage of own goods for own business
Emergency use if your van is off the road
Our hourly van policies are Comprehensive
What is covered?
Damage to the van you're driving
Theft or attempted theft
Fire damage
Third party: damage to other vehicles / property / injury to others
What isn't covered?
More than one driver on a temporary policy
Delivery, courier or taxi work
Theft or damage due to neglect; such as leaving the van unlocked
Wear and tear or windscreen
How to get van insurance by the hour
Getting van insurance by the hour can be done in just a couple of minutes!
Getting van insurance for one hour or 24 hours could not be easier online. We don't waste our time or yours with a long set of never-ending questions, we only ask you the information we absolutely need to get you covered and let our technology do the rest behind the scenes. Covertime is proudly faff-free!
Need cover instantly? No problem, select that you’d like your cover to start right away and it usually only takes a few minutes to get you set up and on the way!
If you’re super organised and are setting up cover in advance, you can do this by selecting the exact date and time you’d like your cover to start up to 30 days in the future.
Whether you’re borrowing a van for a house move, running a quick job, or picking up your latest marketplace steal, temporary van insurance gives you the protection you need, only for the time you actually need it.
1
Just let us know the van's reg and a few details about yourself
2
Then we need to know when you need the cover and how long for
3
Get your quote, check the terms, choose how you want to pay and you're off!
Do I need hourly van insurance?
If you only need a van for a few hours, hourly van insurance is potentially an ideal solution! It’s perfect for those one-off situations like moving to a new home, helping a friend with their move, hauling large furniture, or even test driving a van before deciding to buy it.
Instead of signing up for a full annual policy, short term van insurance gives you the flexibility to insure a van for just the time you need; whether that's for an hour, or 7 hours, or the whole day!
One of the biggest advantages of hourly van insurance is that it could save time and money. Instead of being added to someone else's annual policy, which can be expensive and affect their no claims discount, you get your own comprehensive cover. This keeps things simpler and ensures you're protected without the added hassle or cost - because who needs that right?
So if you're picking up your latest deal from an online marketplace, temporary hourly van insurance is a smart, cost-effective solution, because shopping a deal isn't exclusive to just the marketplace..
You may need to add a driver for your van for van for a specific job for a one day or one week. Hourly van insurance is perfect for business usage and carrying goods that are related to your business. It's not suitable for carriage or other people's good, such as delivery or courier work though.
Covertime's temporary van insurance is only suitable for drivers with a maximum of three penalty points with no previous claims in the last three years.
It gives you instant cover, total peace of mind, and complete flexibility - without affecting your no claims bonus!
Who is hourly van cover suitable for?
Carriage of own goods
Ages 25-69
Full UK licence holders
Max value £40,000
*Other terms and conditions apply.
How much does hourly van insurance cost?
The premium you’ll pay for your short-term van insurance will depend on several factors, including your age, driving experience, location, the time and date you need cover, the van you’ll be driving, and how long you need to be insured for.
If you only need to drive a van for a short period, a temporary van insurance policy can be an affordable and flexible option. However, keep in mind that the longer the duration of your cover, the higher the cost is likely to be.
You can take out multiple temporary van insurance policies throughout the year, especially if your driving needs are occasional or vary. But if you find yourself regularly using the same van, switching to an annual van insurance policy could work out more cost effective in the long run.
How can you get the cheapest temporary van insurance?
In order to get the cheapest temporary van insurance for you: only pay for the time you actually need to drive.
One of the biggest advantages of temporary van insurance is its flexibility. You can start your cover at the exact moment you need to drive and set it to end as soon as you're done. This way, you're not paying for unused time, keeping your costs as low as possible.
By insuring yourself on a van only for the specific period you need it; whether it’s for a quick delivery, a weekend move, or a short work project, you avoid the higher costs of unnecessary, longer-term policies.
You can choose cover from as little as one hour, up to 28 days. If you need more time later, simply take out another temporary van insurance policy, it’s quick, easy, and designed to work around your schedule.
Do everything from your phone easily & quickly
Hourly van insurance
Takes less than 60 seconds!
Benefits of temporary van insurance
Quick, easy and affordable
Get a quote quickly, with a minimal amount of questions for just the length of time you need to drive the van to keep costs to a minimum.
Great for short term tasks
Need to move house or pick up some large large furniture or item? Short term van insurance is perfect
Choose your time
You decide when your cover starts and ends, providing complete control and flexibility.
Comprehensive cover
Our short term van insurance protects you, your passengers, your van as well as other people, property and vehicles.
Pay securely and easily
Hourly van insurance FAQs
No you can't take out temporary van insurance on a hired van. Short term insurance allows you to borrow a van and insure it, rather than insure a hired van.
No - our insurance policies have a minimum duration of one hour and can last all the way up to 28 days, but we are unable to insure for a period of time that is less than one hour.
Yes - at the moment we are only able to insure drivers between 23-69 years.
No - Covertime policies are suitable for personal use or transporting your own tools and equipment. It does not cover any form of hire or reward, including courier work, delivery driving, or using the van as part of a delivery service. If you're earning money from transporting goods, you'll need specialist commercial or courier insurance instead.
Our policies are currently unable to be extended or renewed, but we won't stand between you and the open road - if you need more time then you can get a new quote online anytime, whether it's for another hour, a few hours, days and all the way up to 28 days.
You cannot legally drive a new van home without insurance. If you have an accident you won't be insured, even if it is new and you haven't sorted a new policy yet. Short term van insurance is very easy to set up from anywhere, so you want to avoid ever driving without the appropriate insurance required by law.
To get temporary van insurance from us at Covertime, you'll need to have a full UK driving licence for at least 12 months.
Yes you can take out multiple temporary van insurance policies in a year, but there will come a point that if you're always insuring the same van, that an annual policy would be more cost-effective.
It’s important to know what temporary van insurance does not cover. You’re only insured for the carriage of your own goods. This means it's suitable for personal use or transporting your own tools and equipment. It does not cover any form of hire or reward, including courier work, delivery driving, or using the van as part of a delivery service. If you're earning money from transporting goods, you'll need specialist commercial or courier insurance instead.
You’re also not covered if you're driving a hired or rental van, a specific rental vehicle insurance policy is required for that.
The van must be physically located in the UK at both the start and end of the policy. Temporary van insurance is not valid for importing or exporting vehicles or for driving outside of the UK, EU, or EEA.
Yes you can use temporary van insurance to get an MOT on your van, but it must be for a pre-booked MOT appointment.
Unfortunately not - you cannot use this type of temporary van insurance to transport people in a minivan as a taxi or otherwise for payment.
Did you know?
Getting a temporary van insurance policy won't affect your no claims bonus, or the person's who owns the van your borrowing.