Monthly car insurance
Cover in no time
Takes less than 60 seconds!
Why choose Covertime?
Do everything online
Insure only for the time you need
Comprehensive cover
Docs available immediately after purchase
Protect existing No Claims Discount
Cover from one hour to 28 days
Get on the road in minutes
Quick and flexible
Everything you need to know about monthly car insurance
You can get a monthly car insurance policy for up to 28 days.
With flexible, faff-free options you can drive with peace of mind, knowing you're protected for exactly the time you need, it's great for drivers who like to keep things flexible.
Whether you're borrowing a car, lending a car or simply need insurance for the month on a car you don't drive very often, a monthly car insurance policy gives you more options to easily get out on the road.
Temporary car insurance is a simple way to get insured to drive in many situations:
Bridging a gap in annual coverage
Travelling for work
Borrowing someone else's car
Driving a car you don't use very often
A nice long staycation
Our 28 day policies are comprehensive
What is covered?
Damage to the car you're driving
Theft or attempted theft
Fire damage
Third party: damage to other vehicles / property / injury to others
What isn't covered?
More than one driver on a temporary policy
Delivery, courier or taxi work
Theft or damage due to neglect; such as leaving the car unlocked
Wear and tear; claims relating solely to the damage of glass (windscreen repairs)
How to get monthly car insurance
The good news is, getting weekly car insurance online is simple and only takes a few minutes - Covertime is proudly faff-free.
We don't waste our time or yours with a long set of never-ending questions. We only ask you the information we absolutely need to get you covered and let the technology do the rest behind the scenes.
Need cover instantly? No problem – just select that you’d like your cover to start right away and it usually only takes a few minutes to get you set up and on the way.
If you’re super organised and are setting up weekly cover in advance, you can do this by selecting the exact date and time you’d like your cover to start up to 30 days in the future.
1
Just let us know the vehicle reg and a few details about yourself
2
Then we need to know when you need the cover and how long for
3
Get your quote, check the terms, choose how you want to pay and you're off!
Who needs monthly car insurance?
Monthly cover is a convenient option for drivers who like a little flexibility in their lives.
You may be borrowing someone else's car for a month, or needing to travel the UK on a business trip. It could also be that you've recently bought a new car and you need to bridge a month-long gap until your annual cover kicks in. Monthly car insurance is also convenient to set up if you have family coming to visit who may want to drive your car to run errands or share the driving responsibilities with you.
Whatever the reason, being able to take out temporary car insurance for a month can be extremely useful.
Who is monthly car cover suitable for?
Personal use
Ages 21-75
Full UK licence holders
Vehicle value from £1,500 to £65,000
*Other terms and conditions apply.
How much does monthly insurance cost?
Monthly car insurance is a smart way to keep costs down if you're only looking to insure a car for around 28 days, because you're only paying for what you need.
The cost of car insurance by the day will depend on a few factors:
about you | your car | when you need it to start | how many days you're planning to be out on the road.
Our monthly car insurance quote process is super quick and will only need a few details, these are then used to calculate your hourly insurance premium:
- How long you need it for: The length of time you need insurance will impact the price
- The car you're driving: The make, model, power and cost of the car you want to insure could affect the cost of your cover
- You and your licence: Your driving experience will also play a factor in your hourly insurance premium
How can you get the cheapest monthly insurance?
To get the cheapest monthly car insurance, make sure you only purchase cover for the exact amount of time you need.
Car insurance for a month allows you to insure yourself at the exact time you need to start driving and set it to end when you need it to.
Choose from as little as one hour all the way up to 28 days. When you get a quote, you can use the slider to change your cover duration to make sure you’re getting the best value for the time on cover you need.
Do everything from your phone easily & quickly
Monthly car insurance
Takes less than 60 seconds!
Benefits of monthly short term insurance
Choose your time
You can now choose how long you need cover, whether it's one week or two - why pay for more?
Comprehensive cover
Our weekly car cover protects you, your passengers, your car as well as other people, vehicles and property.
Great for new car purchases
Sort out insurance for a new car on a weekly basis, quickly and easily, from wherever you bought your new vehicle.
Quick, easy and affordable
Covertime is proudly faff-free! Get a quote quickly and keep costs to a minimum.
Pay securely and easily
Monthly car insurance FAQs
Did you know?
Driving other cars using an annual policy usually only insures you for Third Party claims, meaning damage to the car you are driving is not covered.