Covertime | Temporary van insurance

Temporary van insurance

Cover in no time

Takes less than 60 seconds!

Why choose Covertime?

Comprehensive van cover

Docs available immediately after purchase

Quick and flexible

Cover from one hour to 28 days

Protect existing No Claims Discount

Do everything online

Insure only for the time you need

Get on the road in minutes

What is temporary van insurance?

Temporary van insurance is a short term, flexible alternative to traditional annual van insurance policies.

It allows you to insure a van for a specific period of time. It's perfect for one off jobs, emergencies or occasional use. It may also be referred to as temporary commercial vehicle insurance.

You only pay for the time you need, with no long term commitments, plus you can start cover straight after you've paid or a selected day and time within the next 30 days!

Our temporary van insurance is comprehensive so it will cover the van you are using, as well as damage or injury to other people, vehicles and property.

From as little as one hour to up 28 days, you can get insured quickly and legally to drive a van anywhere in the UK.

Short term van insurance can be very useful in a variety of situations:

Transporting large furniture or items

Moving house or helping someone else relocate

Business use in connection with your trade including the carriage of tools and materials

Emergency use if your van is off the road

Driving a new van home before you arrange an annual policy

Test driving a new van before you buy it

Driving a friend's or family member's van

Our van policies are Comprehensive

What is covered?

Damage to the van you're driving

Theft or attempted theft

Fire damage

Third party: damage to other vehicles / property / injury to others

What isn't covered?

More than one driver on a temporary policy

Delivery, courier or taxi work

Theft or damage due to neglect; such as leaving the van unlocked

Wear and tear or windscreen

How to get temporary van insurance

Getting temporary van insurance can be done in just a couple of minutes!

You can get a short term van insurance quote in under one minute with our easy, quick quote process. Whether you’re borrowing a van for a house move, running a quick job, or picking up large items, temporary van insurance gives you the protection you need, only for the time you actually need it...

Just let us know the van's reg and a few details about yourself

Then we need to know when you need the cover and how long for

Get your quote, check the terms, choose how you want to pay and you're off!

Do I need temporary van insurance?

If you only need to drive a van for a short period, then yes – temporary van insurance is likely the best option. It’s ideal for one off situations like moving house, helping a friend relocate, transporting large furniture or test driving a van before buying.

Rather than committing to a full annual policy, short term cover gives you the flexibility to insure a van for just the time you need; whether that’s for an hour, a day, or a few weeks.

You might also need temporary van insurance if your own van is off the road and you’re using a replacement, or if you're heading to an event or festival and want a bigger vehicle just for the trip.

One of the biggest advantages of temporary van insurance is that it could save time and money. Instead of being added to someone else's annual policy, which can be expensive and affect their no claims discount, you get your own comprehensive cover. This keeps things simpler and ensures you're protected without the added hassle or cost.

So, if you're borrowing a van, lending one out, or just need occasional access to a van for personal reasons, temporary van insurance is a smart, cost-effective solution.

You may need to add a driver for your van for van for a specific job for a one day or one week. Perhaps you need to borrow a van for a larger load. Temporary van insurance is perfect for business usage and carrying good that are related to your business. It's not suitable for carriage or other people's good, such as delivery or courier work.

It gives you instant cover, total peace of mind, and complete flexibility... exactly when you need it.

Who is temporary van cover suitable for?

Carriage of own goods

Ages 23-69

Full UK licence holders

Max value £40,000

*Other terms and conditions apply.

How much does temporary van insurance cost?

The premium you’ll pay for your short-term van insurance will depend on several factors, including your age, driving experience, location, the time and date you need cover, the van you’ll be driving, and how long you need to be insured for.

If you only need to drive a van for a short period, a temporary van insurance policy can be an affordable and flexible option. However, keep in mind that the longer the duration of your cover, the higher the cost is likely to be.

You can take out multiple temporary van insurance policies throughout the year, especially if your driving needs are occasional or vary. But if you find yourself regularly using the same van, switching to an annual van insurance policy could work out more cost effective in the long run.

How can you get the cheapest temporary van insurance?

In order to get the cheapest temporary van insurance for you: only pay for the time you actually need to drive.

One of the biggest advantages of temporary van insurance is its flexibility. You can start your cover at the exact moment you need to drive and set it to end as soon as you're done. This way, you're not paying for unused time, keeping your costs as low as possible.

By insuring yourself on a van only for the specific period you need it; whether it’s for a quick delivery, a weekend move, or a short work project, you avoid the higher costs of unnecessary, longer-term policies.

You can choose cover from as little as one hour, up to 28 days. If you need more time later, simply take out another temporary van insurance policy, it’s quick, easy, and designed to work around your schedule.