Covertime | Daily car insurance

Daily car insurance

Cover in no time

Takes less than 60 seconds!

Why choose Covertime?

Do everything online

Insure only for the time you need

Comprehensive cover

Docs available immediately after purchase

Protect existing No Claims Discount

Cover from one hour to 28 days

Get on the road in minutes

Quick and flexible

Can Covertime provide daily car insurance?

Oh yes, absolutely!

At Covertime, we provide flexible options tailored to your schedule so you can enjoy driving with peace of mind, knowing you're protected for exactly the time you need. Taking out insurance for the day is perfect for drivers who need to keep things flexible, and maybe even a little spontaneous...

Daily car insurance is just what it sounds like – car insurance available for you for a full 24 hours that can start and end anytime you need.

If you’re looking for cover for a day, or maybe even a whole weekend, daily car insurance is a speedy and faff-free way to get insured.

Moving house

A spontaneous getaway

Driving your new car home

Borrowing someone else's car

Bridging a gap in annual coverage

Our daily insurance policies are comprehensive

What is covered?

Damage to the car you're driving

Theft or attempted theft

Fire damage

Third party: damage to other vehicles / property / injury to others

What isn't covered?

More than one driver on a temporary policy

Delivery, courier or taxi work

Theft or damage due to neglect; such as leaving the car unlocked

Sole damage to the windscreen

How to get daily car insurance

The good news is, getting daily car insurance online is simple and only takes a few minutes - Covertime is proudly faff-free.

We don't waste our time or yours with a long set of never-ending questions. We only ask you the information we absolutely need to get you covered and let the technology do the rest behind the scenes.

Need cover for the day on the day? No problem – select that you’d like your cover to start right away and it usually only takes a few minutes to get you set up and on the way!

If you’re super organised and are setting up cover in advance, you can do this by selecting the exact date and time you’d like your cover to start up to 30 days in the future.

Just let us know the vehicle reg and a few details about yourself

Then we need to know when you need the cover and how long for

Get your quote, check the terms, choose how you want to pay and you're off!

Who needs daily car insurance?

There are plenty of reasons why you might be looking for car insurance for the day.

You could be feeling spontaneous and fancy a day trip to the coast, or maybe you need to borrow someone's car to run errands for the day. One of the times daily car insurance comes in particularly handy, is when you or someone you’re helping is moving house!

Who is daily car cover suitable for?

Personal use

Ages 21-75

Full UK licence holders

Vehicle value from £1,500 to £65,000

*Other terms and conditions apply.

How much is daily car insurance?

Daily car insurance is a smart way to keep costs down if you're only looking to insure a car for a very short amount of time, because you're only paying for what you need.

The cost of car insurance by the day will depend on a few factors:

about you | your car | when you need it to start | how many hours you're planning to be out on the road.

Our quote process is super quick and will only need a few details, these are then used to calculate your hourly insurance premium:

- How long you need it for: The length of time you need insurance will impact the price. Longer periods of cover will usually cost more.

- The car you're driving: The make, model, power and cost of the car you want to insure could affect the cost of your cover.

- You and your licence: Your driving experience will also play a factor in your hourly insurance premium.

How can you get the cheapest daily insurance?

To get the cheapest daily car insurance, make sure you only purchase cover for the exact amount of time you need.

Daily insurance allows you to insure yourself at the exact time you need to start driving and set it to end when you need it to.

Choose from as little as one hour all the way up to 28 days. When you get a quote, you can use the slider to change your cover duration to make sure you’re getting the best value for the time on cover you need.