Daily van insurance
Cover in no time
Takes less than 60 seconds!
Why choose Covertime?
Comprehensive van cover
Docs available immediately after purchase
Quick and flexible
Cover from one hour to 28 days
Protect existing No Claims Discount
Do everything online
Insure only for the time you need
Get on the road in minutes
What is daily van insurance?
Daily van insurance is a short term policy that covers you to drive a van for a single day. It is a flexible alternative to annual van insurance, designed for one-off situations where you only need cover for a specific period.
It is Comprehensive as standard, covering the van you are driving as well as damage or injury to other people, vehicles and property. Cover can start immediately or at a scheduled time within the next 30 days.
You only pay for the time you need - no annual commitment, no long-term policy to manage.
Situations where daily van insurance is useful include:
Transporting large furniture or items
Moving house or helping someone else relocate
Business use in connection with your trade including the carriage of tools and materials
Emergency use if your van is off the road
Driving a new van home before you arrange an annual policy
Test driving a new van before you buy it
Driving a friend's or family member's van
Our daily van policies are Comprehensive
What is covered?
Damage to the van you're driving
Theft or attempted theft
Fire damage
Third party: damage to other vehicles / property / injury to others
What isn't covered?
More than one driver on a temporary policy
Delivery, courier or taxi work
Theft or damage due to neglect; such as leaving the van unlocked
Wear and tear or windscreen
How to get daily van insurance
Getting daily van insurance can be done in just a couple of minutes!
You can get a short term daily van insurance quote in under one minute with our easy, quick quote process. Whether you’re borrowing a van for a house move, running a quick job, or picking up large items, daily van insurance gives you the protection you need, only for the time you actually need it...
1
Just let us know the van's reg and a few details about yourself
2
Then we need to know when you need the cover and how long for
3
Get your quote, check the terms, choose how you want to pay and you're off!
Do I need daily van insurance?
Daily van insurance is suited to one-off situations where you need to drive a van for a single day. Common examples include moving house, helping someone relocate, transporting large items, completing a job that requires a van, or test driving a van before purchasing.
It is also useful if your own van is off the road and you need to use a replacement for the day, or if you are borrowing a van from a friend or colleague for a specific trip.
Taking out your own daily policy rather than being added to the vehicle owner's annual insurance keeps things straightforward for both parties. Any claim you make does not affect their no claims discount, there is no mid-term amendment to their policy, and their renewal premium is unaffected.
Covertime's daily van insurance is suitable for personal use and carrying your own tools or goods. It is not suitable for delivery or courier work, or for transporting other people's goods for hire or reward.
It is available to drivers with a maximum of three penalty points and no previous claims in the last three years.
For a full overview of how temporary van insurance works, see our temporary van insurance guide.
Who is daily van cover suitable for?
Carriage of own goods
Ages 22-69
Full UK licence holders
Max value £40,000
*Other terms and conditions apply.
How much does daily van insurance cost?
The premium you’ll pay for your short term daily van insurance will depend on several factors, including your age, driving experience, location, the time and date you need cover, the van you’ll be driving, and how long you need to be insured for.
If you only need to drive a van for a short period, a daily van insurance policy can be a flexible and affordable choice. However, keep in mind that the longer the duration of your cover, the higher the cost is likely to be.
You can take out multiple daily van insurance policies throughout the year, especially if your driving needs are occasional or vary. But if you find yourself regularly using the same van, switching to an annual van insurance policy could work out more cost effective in the long run.
How can you get cheap daily van insurance?
The simplest way to keep costs down is to only pay for the time you actually need. Daily van insurance gives you cover for a single day, starting when you need it and ending when you are done.
If you need more than one day, you can take out a new policy for additional days rather than committing to a longer policy upfront. Cover is available from one hour up to 28 days, so you can match the duration precisely to what the job requires.
If you find yourself regularly using the same van, it may be worth comparing daily rates against a longer short term policy or an annual van insurance policy to find the most cost-effective option.
Do it even faster in our app.
Daily van insurance
Takes less than 60 seconds!
Benefits of daily van insurance
Quick, easy and affordable
Get a quote quickly, with a minimal amount of questions for just the length of time you need to drive the van to keep costs to a minimum.
Great for short term tasks
Need to move house or pick up some large large furniture or item? Short term van insurance is perfect
Choose your time
You decide when your cover starts and ends, providing complete control and flexibility.
Comprehensive cover
Our short term daily van insurance protects you, your passengers, your van as well as other people, property and vehicles.
Pay securely and easily
Daily van insurance FAQs
No you can't take out daily van insurance on a hired van. Short term insurance on a daily basis allows you to borrow a van and insure it, rather than insure a hired van.
Yes you can insure a van for just one day. Daily van insurance is completely flexible, not only does it allow you to drive the van of a family member or friend, it allows you to choose the exact amount of time you need to use the van for.
You can insure a van for as little as one hour to 28 days; so if you need daily van insurance, Covertime can help.
We do daily car insurance too!
To get daily van insurance from us at Covertime, you'll need to have a full UK driving licence for at least 12 months.
Yes you can take out multiple daily van insurance policies in a year, but there will come a point that if you're always insuring the same van, that an annual policy would be more cost-effective. You might need it for a weekend or even a month but you can take out a new policy when your previous one ends.
It’s important to know what daily van insurance does not cover. You’re only insured for the carriage of your own goods. This means it's suitable for personal use or transporting your own tools and equipment. It does not cover any form of hire or reward, including courier work, delivery driving, or using the van as part of a delivery service. If you're earning money from transporting goods, you'll need specialist commercial or courier insurance instead.
You’re also not covered if you're driving a hired or rental van, a specific rental vehicle insurance policy is required for that.
The van must be physically located in the UK at both the start and end of the policy. Daily van insurance is not valid for importing or exporting vehicles or for driving outside of the UK, EU, or EEA.
Yes you can use daily van insurance to get an MOT on your van, but it must be for a pre-booked MOT appointment.
You cannot legally drive a new van home without insurance. If you have an accident you won't be insured, even if it is new and you haven't sorted a new policy yet. Short term daily van insurance is very easy to set up from anywhere, so you want to avoid ever driving without the appropriate insurance required by law.
Yes - temporary van insurance is a convenient way to insure yourself to drive someone else's van - provided you have their permission of course!
Yes - getting a quote online is simple and only takes a minute or two and you can decide how long you'd like the cover for, and when you'd like it to start.
Did you know?
Driving other cars using an annual policy usually only insures you for Third Party claims, meaning damage to the car you are driving is not covered.