Single trip car insurance

Cover in no time
Takes less than 60 seconds!
Why choose Covertime?
Do everything online
Insure only for the time you need
Comprehensive cover
Docs available immediately after purchase
Protect existing No Claims Discount
Cover from one hour to 28 days
Get on the road in minutes
Quick and flexible
What is single-trip car insurance?
That's a great question with a pretty simple answer. If you're needing to insure a car for a single trip, then a temporary car insurance policy could be the answer.
No matter how long the trip is, if it's between 1 hour and up to 28 days, you get to decide how long you need cover.
A short term insurance policy for a single trip could come in handy in cases such as an unexpected emergency, borrowing a friends car or a fun-filled weekend trip.
You can conveniently get comprehensive car insurance for just a single trip that won't affect your no claims discount, which is great news for those drivers that need to keep things flexible.
Driving a new car home before you sort an annual policy
Test driving a new car before you buy it
Driving a second car that you don't use very often
Driving a friend's or family member's car to help them out or for your own use
Sharing the drive on a long trip
Using a car in an emergency
Our policies are Comprehensive
What is covered?
Damage to the car you're driving
Theft or attempted theft
Fire damage
Third party: damage to other vehicles / property / injury to others
What isn't covered?
More than one driver on a temporary policy
Delivery, courier or taxi work
Theft or damage due to neglect; such as leaving the car unlocked
Wear and tear
How to get insurance for a single journey

Need to get car insurance for a single trip but don't know where to start? You're in the right place and it's never been easier.
We've made getting a quote online as simple as possible- Covertime is proudly faff-free. We won't waste your time with long, overly complicated online forms. We only ask you the basic information that we need to get you covered and out on the road.
1
Let us know the vehicle reg and a few details about yourself
2
Then we need to know when you need the cover and how long for
3
Get your quote, check the terms, choose how you want to pay and you're off!
Who needs temporary car insurance for a single trip?
This type of short but mighty comprehensive insurance is for drivers who need car insurance for a single trip and don't want to pay for more than what they need.
Whatever the reason - whether it's emergency, spontaneity or necessity - a short car insurance policy is a simple and quick way to make sure you have the cover you need.
Who is temporary car cover suitable for?
Personal use
Ages 21-75
Full UK licence holders
Vehicle value from £1,500 to £65,000
*Other terms and conditions apply.
How much does temporary car insurance cost?
The premium you will pay for your short term car insurance will depend on things such as your age, experience, where you live, when you need cover, the car you'll drive and how long you need to drive it for.
If you only need to drive a car for a small amount of time, then a temporary car insurance policy might be an affordable option for you. However, the longer you need to insure yourself on the car for, the more it will cost.
You can buy multiple temporary car insurance policies throughout the year, but at some point an annual car insurance will become more cost effective, if you're always using the same car.
How can you get the cheapest temporary car insurance?
The golden rule to get the cheapest temporary car insurance is: Only buy the cover for the time you need.
The beauty of temporary car insurance is that you can insure yourself at the exact time you need to start driving and set it to end when you need it to.
By only insuring yourself on the car for the time you need to drive it, you can keep your short term car cover costs to a minimum.
Choose from as little as one hour all the way up to 28 days. If you need more time after one policy ends, then you can take out new temporary car policies.
Do everything from your phone easily & quickly
Single trip car insurance
Takes less than 60 seconds!
Benefits of single trip insurance
Choose your time
You decide when your cover starts and ends, providing complete control and flexibility.
Comprehensive cover
Our short term car insurance protects you, your passengers, your car as well as other people, property and vehicles.
Great for emergencies
In a hurry? Get on the road in minutes, driving a car you don't own (with the owner's permission of course!).
Quick, easy and affordable
Get a quote quickly, with a minimal amount of questions for just the length of time you need to drive to keep costs to a minimum.
Pay securely and easily
Single trip car insurance FAQs
Did you know?
Driving other cars using an annual policy usually only insures you for Third Party claims, meaning damage to the car you are driving is not covered.