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The premium you’ll pay for your daily van insurance will depend on several factors, including your age, driving experience, location, the time and date you need cover, the van you’ll be driving, and how long you need to be insured for.
If you only need to drive a van for a short period, a day based van insurance policy can be an affordable and flexible option. However, keep in mind that the longer the duration of your cover, the higher the cost is likely to be.
You can take out multiple daily van insurance policies throughout the year, especially if your driving needs are occasional or vary. But if you find yourself regularly using the same van, switching to an annual van insurance policy could work out more cost effective in the long run.
One of the main advantages of one day van insurance is that you pay only for exactly the time you need. Rather than taking out a multi-day or weekly policy when you only need the van for a single occasion, a one day policy keeps the cost proportionate to the actual use.
A few things that influence your premium: your age and driving history, the make and model of the van, the class of use you select, and your postcode. Choosing the right class of use matters - if SDP (Social, Domestic and Pleasure) covers your purpose, selecting a higher class than you need is unnecessary and may cost more.
Whether you think of it as one day, daily or 24 hour van insurance, the product is the same. Get a quote and see your price in under a minute - no commitment until you buy.
Get a price in under a minute. No need to phone anyone or wait for a callback. Your documents arrive immediately and cover starts at the time you choose.
If you need to drive a van on a specific occasion without committing to an annual policy, one day van insurance is the right product. It gives you 24 hours of comprehensive cover from a start time you choose, without affecting any existing insurance on the vehicle.
The most common situations where one day van insurance makes sense:
Each policy covers one driver on one specific van. If more than one person needs to drive, each driver should take out their own one day policy on the same vehicle - a claim by one has no effect on the other's cover or no-claims record.
With Covertime, one day van insurance is available to drivers with a full UK driving licence and no more than three penalty points. It is not suitable for commercial use such as courier work, hire and reward, or any form of goods delivery.
The most common reason is a house move. Industry data shows the majority of temporary van policies are taken out for a single day, and moving house is the single biggest driver. Someone borrows a parent's or friend's van, moves between properties, and does not need it again after the day is done. The second most common situation is collecting a privately bought van at a weekend: the purchase happens on a Saturday, the annual insurer's phone line is closed, and a day's policy covers the drive home until a permanent policy can be arranged on Monday.
Get a quote quickly, with a minimal amount of questions for just the length of time you need to drive the van to keep costs to a minimum.
Need to move house or pick up some large large furniture or item? Short term van insurance is perfect
You decide when your cover starts and ends, providing complete control and flexibility.
Our short term van insurance protects you, your passengers, your van as well as other people, property and vehicles.
One day van insurance, 1 day van insurance, and daily van insurance all describe the same product - a 24-hour policy that runs from the start time you choose.
The terms reflect how people tend to search for what they need:
Whichever term brought you here, the policy is the same: comprehensive cover in your own name, with no effect on any existing insurance on the vehicle.
Yes. You set the start time, and the 24-hour window runs from that exact moment. Cover does not have to start in the morning and does not reset at midnight.
This makes one day van insurance the right choice when the timing matters as much as the date:
Set the start time when you get your quote. Documents arrive by email immediately and cover starts at the exact time you have chosen.
Not all temporary policies are the same. A few details are worth confirming before you commit.
Policies specify what type of driving is covered. You must select the correct class when buying - using the vehicle for a purpose not listed could invalidate your insurance.
The excess is the amount you contribute if you make a claim. With temporary insurance the compulsory excess is set by the insurer and cannot be adjusted. Some providers also offer a voluntary excess option. Check the total before buying so you know what you would pay in the event of a claim.
All UK insurance policies include Insurance Premium Tax (IPT), a government levy on insurance premiums. The price shown at the quote stage is the total price including IPT - there are no additional taxes to pay on top.
Before buying any temporary insurance policy, check the provider is authorised by the Financial Conduct Authority. You can verify any UK insurer or broker on the FCA register. Some sites mimic comparison platforms without offering genuine coverage - always verify before entering payment details.
Covertime Limited is authorised and regulated by the Financial Conduct Authority (FCA) under Firm Reference Number 1022738. You can verify this on the FCA register. Covertime is also a member of the British Insurance Brokers' Association (BIBA) - the UK's leading professional body for insurance brokers and intermediaries. You can view our BIBA listing in their broker directory.
Over 700 customers have rated us 4.8 out of 5 on Trustpilot. Our short-term van insurance is also listed on Compare the Market, GoCompare and MoneySupermarket - each of which independently vets the providers they feature before making them available to customers.
Our van insurance policies are underwritten by FCA-authorised UK insurers.
Buying insurance from an FCA-regulated firm means you have defined protections. If you have a complaint that Covertime cannot resolve to your satisfaction, you have the right to refer it to the Financial Ombudsman Service - a free, independent service for consumers. The Financial Services Compensation Scheme (FSCS) may be able to provide compensation if a regulated firm cannot meet its financial obligations. If your policy has not started, you can cancel for a full refund.
One-day van cover gives exactly 24 hours from the time you choose - a legally clean way to drive a hired or borrowed van for a single task. Rated 4.8 on Trustpilot from over 700 customers and listed on the major comparison platforms. You can cancel for a full refund if the policy has not started.
No you can't take out temporary van insurance on a hired van. Short term insurance allows you to borrow a van and insure it, rather than insure a hired van.
You cannot legally drive a new van home without insurance. If you have an accident you won't be insured, even if it is new and you haven't sorted a new policy yet. Short term van insurance is very easy to set up from anywhere, so you want to avoid ever driving without the appropriate insurance required by law.
To get temporary van insurance from us at Covertime, you'll need to have a full UK driving licence for at least 12 months.
Yes you can take out multiple temporary van insurance policies in a year, but there will come a point that if you're always insuring the same van, that an annual policy would be more cost-effective.
It’s important to know what temporary van insurance does not cover. You’re only insured for the carriage of your own goods. This means it's suitable for personal use or transporting your own tools and equipment. It does not cover any form of hire or reward, including courier work, delivery driving, or using the van as part of a delivery service. If you're earning money from transporting goods, you'll need specialist commercial or courier insurance instead.
You’re also not covered if you're driving a hired or rental van, a specific rental vehicle insurance policy is required for that.
The van must be physically located in the UK at both the start and end of the policy. Temporary van insurance is not valid for importing or exporting vehicles or for driving outside of the UK, EU, or EEA.
Yes you can use temporary van insurance to get an MOT on your van, but it must be for a pre-booked MOT appointment.
Yes you can insure a van for just one week. Temporary van insurance is completely flexible, not only does it allow you to drive the van of a family member or friend, it allows you to choose the exact amount of time you need to use the van for.
You can insure a van for as little as one hour to 28 days.
Yes. You choose the exact start time when you get your quote. The 24-hour cover runs from that moment, whether it is morning, afternoon, evening, or overnight. There is no requirement to start at midnight or any other fixed time. If you need cover from 8pm to 8pm the following day, set 8pm as your start time.
You can take out another policy when your first ends, or choose a longer duration from the outset. Covertime offers short-term van cover from one hour up to 28 days. For cover across several consecutive days, weekly van insurance lets you set the exact number of days in one go rather than buying multiple single-day policies.
Yes. Daily van insurance and one day van insurance are different terms for the same product - a 24-hour policy in your own name. Both provide comprehensive cover starting at the time you choose, with no effect on any existing insurance on the vehicle. The terms are used interchangeably.
Yes. One day van insurance and 24 hour van insurance are the same product described differently. Both give you a 24-hour policy that starts at the exact time you choose. 24 hour is a natural framing when timing matters - collecting a van in the evening, cover that spans midnight, or a precise window from one time to the same time the next day. The policy itself is identical.
No. A one day van insurance policy covers one driver on one specific vehicle. If more than one person needs to drive the same van - for example, sharing the driving on a longer trip - each driver needs their own separate policy on that vehicle. Because each policy is independent, a claim by one driver has no effect on the other's cover or no-claims record.
No. Once a policy has started it cannot be extended. When your cover ends you can buy a new policy straight away - there is no waiting period and cover can start immediately, so there is no gap. If you think you might need longer from the outset, it is often simpler to choose a two day or longer duration at the time of purchase.
Yes. 1 day van insurance and van insurance for a day are two names for the same thing - a 24-hour temporary van policy that starts at the time you choose. Whether you need to move furniture, return a hired van, or cover a single journey, the cover is comprehensive as standard and there is no commitment beyond the one day.
Driving other cars using an annual policy usually only insures you for Third Party claims, meaning damage to the car you are driving is not covered.
